In Oklahoma, the law allows creditors to take up to 25 percent of your paycheck through wage garnishment. Only two things can stop them: paying off the debt or filing for Chapter 13 bankruptcy.
At Affiliated Legal Services, Inc., we can help you stop wage garnishment by filing for Chapter 13 bankruptcy. Filing for bankruptcy creates an "automatic stay," which immediately stops creditors from taking any more of your paycheck. The automatic stay is effective from the moment you file.
If you need to stop wage garnishment so that you can use your paycheck to do what it's intended to do — feed your family and put a roof over your head — it is critical to contact us as soon as possible for a free and confidential initial consultation about filing Chapter 13 bankruptcy in Oklahoma County.
The Debt Trap
If you are like most Americans, credit card companies have been targeting you for years. How many account balance transfer offers have your received? How many new extensions of credit? How many glossy notices that "you have just been approved"?
Here's the trap: These companies charge up to 24.99 percent interest. And, even worse, after you have established a decent payment history with a credit card company, it ups your credit limit to get you even deeper into debt.
The trouble is that making only the minimum payments on your Visa or MasterCard can mean stretching out repayment for 35 years or more. It can also mean that when the unexpected happens — a lost job, divorce or sudden illness — a few missed payments can lead to serious penalties and legal action.
Many people face wage garnishment before they even know what hit them. All they know is that, somehow, those "friendly" offers from credit card companies turned into harassing phone calls, letters and legal documents. They need debt relief — fast.
Don't Feel Any Shame About Taking Back Control. Call an Oklahoma City Wage Garnishment Lawyer.
The only thing the credit card companies have to fear is the United States Bankruptcy Code and your bankruptcy attorney. Call Affiliated Legal Services, Inc., at 405-543-2756 or contact us online for a free and confidential initial consultation about filing Chapter 13 bankruptcy in Oklahoma City. Evening and weekend hours are available by request.
