Chapter 13 bankruptcy is often referred to as a "debt reorganization" or a "wage earner plan" because it reorganizes your debt into an extended repayment plan. Making payments over a span of months or years, you can catch up on your debts.
There are many advantages to Chapter 13. It stops foreclosure, repossession and wage garnishment. It allows you to keep your family home. And, often, it forces your creditors to settle for pennies on the dollar.
At Affiliated Legal Services, Inc., we can help you determine whether Chapter 13 bankruptcy is right for you. We can also guide you through the process, handling everything so that all documents are filed in a correct and timely manner. We can represent you at hearings, communicating with creditors, judges and bankruptcy trustees on your behalf. Our goal is always to get you the financial relief you need and deserve. We fight hard to achieve this goal as quickly as possible.
Chapter 13 is extremely helpful to homeowners facing foreclosure on their homes and for individuals who have assets they want to protect from repossession or liquidation.
All It Takes is a Day to Stop Legal Actions Against You
If you are facing a foreclosure, wage garnishment or repossession of your car, you don't have a lot of time for relief. You need immediate help — legal action that stops creditors in their tracks before your next paycheck, a foreclosure sale or the loss of your vehicle.
That's why Affiliated Legal Services, Inc., offers a 24-hour turnaround time for bankruptcy filings. Our firm can have your bankruptcy petition filed within 24 hours of your free initial consultation. And an automatic stay is put in place from the moment your petition is filed, immediately stopping actions against you.
Contact an Oklahoma County Chapter 13 Bankruptcy Lawyer
Take control of your finances and move forward toward a fresh start. Call Affiliated Legal Services, Inc., at 405-543-2756 or contact us online for a free and confidential initial consultation with an Oklahoma City Chapter 13 bankruptcy law attorney. Evening and weekend hours are available by request.
