Located in Oklahoma City, our law firm — Affiliated Legal Services, Inc. — is dedicated to helping individuals gain debt relief through bankruptcy. We provide personal attention and use years of experience to handle Chapter 7 bankruptcy and Chapter 13 bankruptcy claims.
These claims provide quick and effective relief from foreclosure, auto repossession, lawsuits and wage garnishment. In fact, in many cases, we can go from your initial consultation to bankruptcy filing in only 24 hours. At filing, an automatic stay is put in place, which stops these legal actions against you.
Bankruptcy
There are two common types of personal bankruptcy. Chapter 7 bankruptcy is often referred to as liquidation bankruptcy as it liquidates assets to compensate creditors. To qualify for Chapter 7, you must pass a "means test" that weighs your income against the median income for a household of your size in Oklahoma with certain allowances for your household expenses.
Chapter 13 bankruptcy reorganizes your debt into manageable monthly payments, which gradually pay off your debts over a period of months or years. When the payments have been completed, your debts are erased.
Foreclosures
There are many advantages to Chapter 13 bankruptcy. One of the most significant is that it stops foreclosure while allowing you to keep your family home. If, like many Americans, you are facing foreclosure, our Oklahoma City personal bankruptcy attorney can talk with you about your options.
Wage Garnishments
In Oklahoma, the law allows creditors to take up to 25 percent of your paycheck through wage garnishment to compensate them for unpaid debts. Only two things can stop them: paying off the debt or filing for Chapter 13 bankruptcy. At Affiliated Legal Services, Inc., we can help you stop wage garnishment by filing for Chapter 13 bankruptcy.
Contact an Attorney for Enid Bankruptcy Court or Lawton Bankruptcy Court
Wipe out debt. Take control of your finances and move forward toward a fresh start. Call Affiliated Legal Services, Inc., at 405-543-2756 or contact us online for a free and confidential initial consultation with an experienced lawyer. Evening and weekend hours are available by request.
